Are you wearing your seatbelt correctly?

is your seatbelt correctly secured?
Are you wearing your wearing your seatbelt correctly?

Are you wearing your seatbelt correctly? When you get in your car and turn the ignition switch do you ever stop to think about whether or not you are correctly secured by your seatbelt? To protect both you and your passengers, it is crucial that seatbelts are correctly worn at all times.

You must wear your seatbelt so that it crosses your chest and your lower hips – these areas of the body are better able to resist the force of a crash.  As well, make sure that you have one working seatbelt for each passenger–everyone in your car must be properly secured.

Passengers who are 16 years of age or older are responsible for buckling up themselves. If you appear to be at least 16 years of age, police officers can ask you for your name, address, and date of birth. You will face a fine if you are not using or wearing a seatbelt properly.

If you are pregnant, you still need to wear a seatbelt.  In the case of pregnancy you should wear both the lap and shoulder belt, sit upright, and wear the lap belt low so that it is not across your stomach but below your stomach so that it pulls downward on your pelvic bones.

If you are the driver and the police pull you over, you can face a large fine if you or anyone in your vehicle under age 16 is not wearing a seatbelt or secured in a proper child seat.  Upon conviction you will be fined anywhere between $200 and $1,000 and you will receive two demerit points.

Demerit points can quickly accumulate as they stay on your record for two years from the date of the offence.  Accumulated demerit points can put you into the category of high risk auto insurance.

If you collect enough demerit points, you may lose your driver’s licence, and, in some situations,  your insurer may refuse to renew your insurance!   It is not difficult to fall into this category!  We understand that there are times when we all may encounter a period of bad driving luck.  If this is your situation, we are there to help you with  our SweetLemons Insurance Programs. We specialize in high risk auto insurance.  Our experts can analyze your specific driving record and put together a personalized plan for you with competitive rates that will quickly get you back on the road  to lower auto insurance premiums.

Are you wearing your seatbelt correctly?  Do you have seatbelts for all your passengers?  It is the law.  Failing to comply can cost lives.