Careless Driving

high-risk-auto-insurance-canadaCareless driving charges are common but there is much confusion as to what careless driving actually is.  This is because there is a lot of room for interpretation on the part of the police officer when it comes to determining what qualifies as careless driving. Unlike a speeding ticket, which is measurable using radar, careless driving violations may be given out in a variety of different situations.

The Highway Traffic Act of Ontario defines careless driving as driving “a vehicle or street car on a highway without due care and attention or without reasonable consideration for other persons using the highway.”  As you can see from the definition, a careless driving charge could possibly occur under many different circumstances such as following too closely, improper lane change, etc.

Careless driving charges are often laid in the case of accidents where one driver caused a crash due to his/her careless actions. Police can also hand out a careless driving violation when they witness a driver performing an action on the road that shows carelessness and could potentially cause an accident, even if no accident occurred.

However, an important fact to always keep in mind with regard to careless driving is that a conviction for careless driving is a major conviction that will cost you six demerit points!  It will put you into the category of high risk auto insurance, could see your car insurance premiums skyrocket, and in, some circumstances, you carrier may refuse to reinsure you due to a large number of demerit points on your record. This means the insurance company will not offer to renew your policy and you will have to seek insurance elsewhere.

In the event that you have encountered a patch of bad driving luck and you have been convicted of careless driving our SweetLemons Insurance Programs  is here to help.  We specialize in high risk auto insurance and our professional team will analyze your unique situation and quickly get you on the road to driver recovery so that you can regain your former lower insurance premiums.  We understand that sometimes bad things happen to good people and we are there to get your vehicle insurance premiums back on track.