Dangerous Driving, or “How to See Your Insurance Jump 100%”

dangerous driving will get you arrested, breaking news
Couldn’t have said it better myself, cartoon stock image lady.

Driving Dangerously Will Truly Cost You

Let’s talk about ‘dangerous driving’. We’re actually going to keep this one short and sweet, because it’s pretty basic and easy-to-get. If you ever misplace your common sense and then get behind the wheel, here’s a key piece of advice: don’t.

Why so serious?

Heath Ledger's Joker wondering why dangerous driving is so bad
Don’t even try to deny that Heath was the best Joker (some might argue that’ll get you worse consequences than getting pulled over for speeding).

Okay, so maybe that isn’t helpful. Hindsight 20/20 and all that, right? But it is integral that drivers understand the severity of their actions, under what the Criminal Code of Canada considers dangerous driving. In case that isn’t your idea of light bathroom reading, below is a general outline of what it could look like if you’re faced with a charge for dangerous driving.

Just some light info on driving dangerously
Me, omw with “a bit of light reading”, to inform y’all on the consequences of y’all’s actions.

What’s the difference between careless and dangerous driving, anyway?

Careless would be like if you leave your house and don’t lock your door, even though you live in a sketchy neighbourhood and could get broken into even with a lock. Dangerous, on the other hand, would be if in an attempt to deter burglars, you lined the perimeter of your house with explosives, then sat outside your door with a baseball bat and a torch. You’re also smoking, and there’s a park full of schoolchildren and puppies next-door.

Blackadder, confused gif
That’s an analogy that makes sense, right?

The Criminal Code of Canada makes it an offence to drive or operate a motor vehicle in a manner that is dangerous to the public.

Factors a court of law will consider if you’re summoned to present yourself as a potential criminal:

  • Amount of traffic that is or might be expected to be present
  • Was there a danger to the public?
  • People present/hypothetically present, such as passengers in the car
  • Proof of intent that you, as the driver, meant to run down that pedestrian who started crossing on a flashing hand

    know the law for dangerous driving, legally blonde gif
    Remember mens rea from 10th grade law class/Legally Blonde?

Penalties

The thing that most people care about when faced with potential criminal charges. They certainly are not things that you’d want to add to your Christmas list.

  • A criminal record
  • An automatic one-year drivers licence suspension
  • Jail time
  • Ticket and fine
  • Probation
  • a 100% jump in insurance rates for at least five years

That last one is bolded because obviously higher insurance is just so much more worse than jail time and a criminal record, right (kidding). In all seriousness, though, you don’t want to be on this particular radar. It isn’t just your bank account and pride that will be affected if you’re risking the lives of both yourself and others.

Get a Personalized Plan

So, does your driving history indicate you to potentially be a dangerous driver in the eyes of insurance companies? Hard to say, considering you haven’t (yet) driven dangerously. However, you might want to consider getting an analysis of your specific driving record, to be on the safe side. Through the Sweet Lemons Insurance Program, experts can analyze your record and then put together a low-cost (aka cheap!) personalized plan for you. Just give us a ring or fill out a contact form, and we’ll set it up. We’ll even do all the reading for you, so you can get answers to any questions without going through the trouble of trying to decipher the cement block that is the criminal code. You’re welcome.